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In response to recent APRA announcements with respect to changes to Residential Mortgage Prudential Guidelines, most lenders have now reduced their minimum floor rate and adjusted their standard margin (buffer) when assessing new loans to establish a reasonable serviceability outcome for borrowers in the event of future interest rate rises.
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Checkout our Autumn Newsletter with some useful information on how your children can purchase their first property.
It’s not a nice thought, but it’s important to consider what would happen if your family’s main income earner passed away, suffered a critical illness or was permanently unable to work due sickness or injury. With straight-forward and affordable insurance options, we can help you to secure the financial future…